Category Archives: bond

MBA Series; BOND INVESTING – TAX FREE OR TAXABLE, WHICH TO CHOOSE?

Flash forward several decades, as I prepare the lectures for my university Investments class, I am struck by how easy it is to decide whether to invest in taxable or tax free (tax-exempt) bonds. Learn this quick and easy formula and you will never wonder again whether it is better to snatch up those state or city municipal bonds that are offered by your locale or stick with corporate bonds paying a higher yield.

WHY I DON’T INVEST IN INDIVIDUAL STOCKS ANYMORE

As anyone in the investing field understands, no matter how many winners one holds in a portfolio, there are bound to be a few losers.

YOU DON’T NEED AN IRA; THERE’S ALWAYS SOCIAL SECURITY

I’m one of those dinosaurs that started her first IRA in her 20’s at the beginning of the IRA movement. At that time, there was no such thing as a Roth IRA, so I went with a traditional IRA.

WHAT DO LOW INTEREST RATES MEAN & HOW TO PROFIT FROM THEM? Part 2

Today is advice day where you get some tips about how to benefit from the current interest rate environment.

HOW TO HANDLE INFLATION

Since inflation is a common occurrence, there are reliable coping strategies. Following are some of my inflation busting strategies, for consumers and investors, as well as tips from across the web.

DON’T SPEND YOUR DIVIDENDS

Don’t get me wrong, dividends are fine, but just because a stock pays a hefty dividend does not mean it is a great investment. And the dividends the stock throws off are not “free money”.

BIGGEST MONEY STORY OF 2011 or HOW TO GET A DECENT RETURN ON YOUR CASH

This one impacts anyone with money to invest in a savings account, CD, or short term bond of any sort. The historically low savings rates are slashing retirees lifestyles. All the folks looking to earn a return above 0.9% on their savings need to do some digging around.

READER QUESTION; HOW TO CHOOSE MUTUAL FUNDS?

I would like your opinion and advice on how I should allocate my investments and my daughter’s investments among mutual funds.

WHAT IS ASSET ALLOCATION?

The beginning of the year is portfolio rebalancing time for investors. I write a lot about investing as I believe it is an achievable path to long term wealth. If you don’t know what asset allocation is or much about investing at all then this article is for you.

Reader Question; Should I Invest in a Bond Fund Now?

So, if you buy a BOND FUND when interest rates are very low, when interest rates rise and the bond fund price falls, you will experience a loss on your initial funds when you sell since there is no end or maturity to a bond fund!

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