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Asset Allocation

Rebalance Your Asset Allocation Guide

Rebalance Your Asset Allocation Guide

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Personal Finance, Stocks | 15 comments

Earn More by Rebalancing Your Asset Allocation What if I said that you could earn an extra one quarter percent return on your portfolio every year by doing a simple task? A recent Wall Street Journal article reported that investors who regularly rebalance their investment portfolios increase their returns. It takes about an hour to rebalance your asset allocation and you will likely receive an added return every year. Although 0.25% isn’t huge, every bit of investment returns adds up. Another solid reason to rebalance is to minimize risk. Even the most aggressive investor would prefer less investment volatility.  Here’s a...

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Expert Financial Advice; What Not to Do With Your Investments Now

Expert Financial Advice; What Not to Do With Your Investments Now

By in Asset Allocation, Investing, Retirement | 20 comments

Is it time to sell your stock investments? If you have a workplace retirement account or brokerage account with investments in the US stock market you may be tempted to sell now. Markets are unpredictable and volatility is scary. Volatility is the Price You Pay for Returns Investing 101 informs that you need to take some risks in order to be eligible for a larger return. The problem with that reality is that no one enjoys seeing their investments decline in value. Even if you don’t know anything about investing or understand the mutual funds in your retirement account, you...

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Robo Advisor Pros and Cons – The Definitive Answer

Robo Advisor Pros and Cons – The Definitive Answer

By in Asset Allocation, Investing, Money Management, Mutual Funds | 0 comments

Robo-advisors have been making headlines lately as a great substitute for traditional personal financial advisors. But is robo investment advice worth the hype? As with any decision regarding your money, it is essential to consider the pros and cons of robo advice before investing with a digital advisor. In particular, you should consider how robo investment advice stacks up against a financial advisor and which works better for your lifestyle. What is Robo Investment Advice? Robo advisors vary, depending on which platform you choose. Some robo-advisors are exactly what they sound like: based primarily on algorithms, these automated advisors...

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Harvard Endowment Returns vs Passive Index Fund Investing – Which Approach is the Best?

Harvard Endowment Returns vs Passive Index Fund Investing – Which Approach is the Best?

By in Advanced Investing, Asset Allocation, Money Management | 3 comments

Can the Harvard Endowment Returns Win Over a Lazy Passive Investment Approach? Imagine you had the choice between investing your money with the Harvard endowment fund managers or going with a lazy passive index fund approach? Which would you choose?  Harvard is one of the top universities in the world, home to the most brilliant professors and students. A Harvard degree is basically a ticket to professional success. So you would think that Harvard endowment returns would surpass the returns of the most basic passive index fund investment strategy.  The Harvard Endowment Lost Almost $2 Billion in 2016 In fiscal...

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Can You Beat the Market? Is Index Fund Investing Overrated?

Can You Beat the Market? Is Index Fund Investing Overrated?

By in Asset Allocation, Investing, Money Management, Mutual Funds | 10 comments

Is It Possible to Beat the Market? After writing close to 700 articles for this website, occasionally, it makes sense to come back and update some of the older articles. In this case, we’ll go back to the index fund question and evaluate whether this passive investing approach can still beat the market. This article was originally written about 2 years ago. The inspiration for this post came from the New York Times article “Beating the Market, as a Reachable Goal”, written by Jeff Somer. In the article, Robert A. Olstein, insulted by the arguments in favor of index funds, claims...

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Would You Use a Robo-Advisor? Here’s What a Millennial Thinks

Would You Use a Robo-Advisor? Here’s What a Millennial Thinks

By in Asset Allocation, Automatic Saving, Guest Post, Investing, Money Management | 5 comments

Have You Been Thinking About Getting Investing Help From a Robo-Advisor? 5 Reasons You Should By staff columnist, Alexandra Deluise   In today’s technologically-driven society, it should come as no surprise that robo-advisors are now “a thing.” After all, we like automating everything – why not our investing advice? If you’ve been thinking about whether you should use a robo-advisor, this article will help you answer the question, ‘Should I use a robo-advisor?’ Robo-advisors work by using algorithms to help clients make the best investing decisions, weighing the client’s tolerance for risk and desired length of investment into the equation....

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