Asset Allocation | Barbara Friedberg Personal Finance

Category Archives: asset allocation

IS A 7% FUTURE LONG TERM RETURN ACHIEVABLE?

Written on June 22, 2011 by Barb in asset allocation, bond, investing, stocks

I like how you broke down the stocks and bonds percentages. Do you really think we can expect an average return of over 7% over the next 30 years? My husband and I were just discussing how savings rates are so low and have been for 10 years.

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HOW LONG UNTIL I’M WEALTHY?

Written on June 3, 2011 by Barb in asset allocation, automatic saving, bond, investing, stocks, wealth

Barbara Friedberg Personal Financeteaches WEALTH BUILDING SKILLS. Pay attention, be patient, don’t overspend on stuff that doesn’t last; save, invest, and you can become rich. Take action to hit your wealth target.

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IS MY INVESTMENT PORTFOLIO OVERVALUED?

Written on May 13, 2011 by Barb in advanced, asset allocation, investing, mutual funds, stocks

I’m not the only one unsure of the market valuations.

The Yale academic, Robert Shiller, and creator of the 10 year (trailing) Shiller PE is at odds with the market strategist, David Bianco. In the Wall Street Journal article, Is the Market Overvalued?, by E.S. Browning. Shiller believes the market is overvalued and Bianco disagrees.

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WHAT DOES PATIENCE HAVE TO DO WITH INVESTING?

Written on May 4, 2011 by Barb in asset allocation, investing, life

If you pull out your money when the market drops, you lock in the “paper loss” and make it real. Compound the loss with declining to invest during a low price environment. Furthermore, you have another decision to make; when to get back in the market? That is the most difficult question of all.

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MBA Class; Use Net Present Value to Make Investment Decisions

Written on February 26, 2011 by Barb in asset allocation, bond, investing, mutual funds, stocks

I’m in the midst of teaching a Corporate Finance class for MBA students at a local university. Some of the concepts, although rather complicated, have important real world applicability. One of those uber-important concepts is, NET PRESENT VALUE (NPV). It is a method to put a dollar amount on future cash payments. It’s great if you win the lottery and want to determine whether to choose the lump sum payment or monthly option. Or what if you or your folks want to determine the present value of their monthly social security or annuity checks.

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Six Dangerous Investing Myths

Written on February 23, 2011 by Barb in asset allocation, bond, guest post, investing, stocks

Buy and hold versus valuation informed indexing. Get a peak into a novel take on the traditional indexing approach. What do you think?

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IS IT TIME TO SELL?

Written on February 5, 2011 by Barb in asset allocation, investing, stocks

There is HARD EVIDENCE that jumping in and out of the market is deleterious to your returns.

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AN INVESTING STORY, WITH A BIG LESSON

Written on January 29, 2011 by Barb in asset allocation, bond, competition, investing, mutual funds, stocks

In investing, large gains and large losses go with the territory. Rarely do you know which investments will outperform and which ones will underperform.

So, don’t judge your investing performance too frequently, either the good or the bad performers.

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INVEST IN BONDS NOW-at Your Own Peril

Written on January 15, 2011 by Barb in asset allocation, bond, investing, money management, parents

My earliest teacher of investment principles was my dad. He drilled this FUNDAMENTAL BOND PREMISE into me. It served me well in the beginning and still governs my investing today.

The price of a bond moves in the opposite direction of interest rates.

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The Friedberg Family Portfolio-Revisited

Written on December 13, 2010 by Barb in asset allocation, bond, investing, money management, mutual funds, stocks

El Carino and I are within ten to fifteen years of retirement. Although I don’t know whether we want to retire at that time, I’m certain we would like the OPTION TO RETIRE. I am presently focused on captial preservation and modest growth.

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