Category Archives: asset allocation

What’s the Best Age at Which to Experience a Stock Crash?

Crashes obviously hurt all investors (and, indeed, even non-investors — the losses suffered in crashes cause economic crises which dramatically diminish economic growth for the entire society in which they occur). But they don’t hurt all investors to the same degree or in the same way.

READER QUESTION; HOW TO CHOOSE MUTUAL FUNDS?

I would like your opinion and advice on how I should allocate my investments and my daughter’s investments among mutual funds.

WHAT IS ASSET ALLOCATION?

The beginning of the year is portfolio rebalancing time for investors. I write a lot about investing as I believe it is an achievable path to long term wealth. If you don’t know what asset allocation is or much about investing at all then this article is for you.

Contribute to a Roth IRA Today

I’m one of those finance nerds who started investing in my 20′s and have not stopped. I was decades younger than the other attendees at my first retirement investing seminar.

Investing Rule 1: Know Thyself

Yet, the anomaly rebuffs the efficient market theory and shows that small cap stocks and value stocks, over decades, tend to outperform the overall stock market.

“What Should I Invest In?”

The technician was an attractive single woman putting the max into her 401(K). I asked about her investments and she said they were through her employer and that they were aggressive. She was worried because the stock market was rocky and her investments weren’t going up enough.

CURRENT ECONOMIC NEWS; WHAT DOES IT MEAN FOR YOUR INVESTMENTS?

With the preponderance of economic news on television, on line, and in print, you are well served to separate the wheat from the chaff and spend your precious time on the news that has personal value.

HOW TO ORGANIZE YOUR FINANCES FOR A WEALTHY FUTURE

Once you are armed with the basic knowledge and data, you’ll be in a much better place to make decisions. You’ll know if something is eating up too much of your money and time, and you’ll see if your investing strategy is still in line with your goals.

MBA SERIES (part 2); BONDS

A BOND is a loan to a corporation, municipality, or government. When you buy a bond you are making a loan to the bond issuer. In exchange for the loan, you receive an interest payment. The amount of interest you receive is directly related to amount of risk you are taking.

IS A 7% FUTURE LONG TERM RETURN ACHIEVABLE?

I like how you broke down the stocks and bonds percentages. Do you really think we can expect an average return of over 7% over the next 30 years? My husband and I were just discussing how savings rates are so low and have been for 10 years.

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