Asset Allocation

Would You Invest in a 100% Muni Bond Portfolio?

Would You Invest in a 100% Muni Bond Portfolio?

By in Advanced Investing, Asset Allocation, Bond, Investing, Reader Question | 0 comments

Is a 100 Percent Municipal Bond Portfolio Superior to One of Diversified Investments? The recent “reader question” article, “Should I Invest in Bonds Even Though I Might Lose Money?” garnered some fascinating investing conversation. Among the thoughtful comments, one in particular stood out, because it was contrary to the typical investing...

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What Not to Do With an 401(k) Rollover

What Not to Do With an 401(k) Rollover

By in Advanced Investing, Asset Allocation, Automatic Saving, Investing, Money Management, Mutual Funds, Retirement | 0 comments

The 401(k) Saga-Don’t do This! Financial professionals frequently suggest rolling over your 401(k) into an IRA when you leave a job. The down side of leaving your retirement account with the old employer means you’re subject to their fee structure and investment options. If you rollover your 401(k) into an IRA-you gain control! Advantages of a 401(k)...

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Rebalance Your Asset Allocation Guide

Rebalance Your Asset Allocation Guide

By in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Personal Finance, Stocks | 13 comments

Earn More by Rebalancing Your Asset Allocation Raise your had if you want an extra one quarter percent return on your portfolio every year? It takes about an hour and you can get this extra return every year. I know, it’s not much, but with interest rates in the basement, every little bit helps. Before you learn how to rebalance your asset allocation,...

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How Can I Tell if I’m On Track for Retirement?

How Can I Tell if I’m On Track for Retirement?

By in Asset Allocation, Investing, Money Management, Personal Finance, Reader Question, Retirement | 0 comments

Reader Question: Am I On Track for a Secure Retirement? “Barbara, I started investing late and although I have a military pension, a 401k, and brokerage accounts; I wonder if I am track to a comfortable retirement.  I use commission free ETFs in a taxable account.”   You’re doing what you think is right, saving, investing, living modestly, but how...

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Stop Tinkering With Your 401(k) to Keep Your Wealth

Stop Tinkering With Your 401(k) to Keep Your Wealth

By in Asset Allocation, Guest Post, Investing, Retirement | 2 comments

Keep Your Fingers Off the 401(k)  Retirement accounts functioned differently just a few decades ago. We mailed deposits to our retirement accounts, or banks made deposits out of our bank accounts and into the brokerage account. To change our asset allocation, we called our stock broker, and he either agreed with us or tried to talk us out of making a bad decision....

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Is a 7% Future Long Term Return Achievable?

Is a 7% Future Long Term Return Achievable?

By in Asset Allocation, Bond, Investing, Reader Question, Stocks | 15 comments

Asset Classes Matter In a previous article, I received the following comment, which inspired me to answer the question, “Is a 7% future long term return achievable?” Little House commented: “I like how you broke down the asset classes percentages of stocks and bonds. Do you really think we can expect an average return of over 7 percent over the...

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