Asset Allocation

5 Essential Money Moves for 2016-Read Now!

5 Essential Money Moves for 2016-Read Now!

By in Advanced Investing, Asset Allocation, Investing, Money Management, Taxes, Tips | 6 comments

A quick google search of ‘essential money moves for 2016’ turned up 7,760,000 responses. I’ve done the hard work for you and culled the top money moves into 5 actionable money tips for 2016. Schedule an hour or two and get your finances in order with these 5 essential money moves. (Number 5 may surprise you!) 1. Examine your 401k, 403b or Other Workplace Retirement Account My spouse has a TIAA CREF account in his workplace 403b. For months I procrastinated the task of evaluating the investment choices in the fund. My goal for this account was to choose index...

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Best Asset Allocation Based On Age & Risk Tolerance

Best Asset Allocation Based On Age & Risk Tolerance

By in Advanced Investing, Asset Allocation, Investing, Reader Question | 13 comments

How To Figure Out the Best Asset Allocation For You Graham from Moneystepper asks; What metric (rule of thumb) would you recommend for asset allocation based on age and risk appetite? Graham’s question is not as simple as it might seem. Let’s attack it from several investment angles and throw in a bit of research as well. Quick Primer: What Is Asset Allocation?   The asset allocation decision divides total investable funds by percent into specific investment categories. An asset allocation represents the investor’s choice of broad asset classes and the percentages distributed across the categories. The two most common...

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Invest and Beat the Pros

Invest and Beat the Pros

By in Asset Allocation, Bond, Investing, Money Management, Mutual Funds | 0 comments

# 1 Kindle Best Seller-Invest and Beat the Pros Perfect Wealth Building Guide with Investing Are you worried about your financial future? Would you like a method to set up your finances for success now, and financial security in the future? Do you fell like you lack time and knowledge to manage your money? Here’s how you’ll benefit and what you’ll learn from this investing blueprint (from back cover): 1. The index fund investing approach that helps you reach your financial goals. 2. Enough investing knowledge to create your own investment strategy and avoid making poor choices. 3. Explanation...

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Is a 10% Return Good or Bad? How Are Your Investments Performing?

Is a 10% Return Good or Bad? How Are Your Investments Performing?

By in Advanced Investing, Asset Allocation, Bond, Mutual Funds, Stocks | 0 comments

Are Your Investment Returns Good or Bad? Do you know how well your investments are performing? Do you know the quarterly and annual rate of return? What about how well your investments are performing when compared with a standard benchmark? Ever since a friend asked me to look over her investments and tell her if she’s doing well I’ve wanted to help investors answer this question; “What are my investment returns?” Most individuals don’t know if their investment returns are good or bad. Even investors with financial advisors don’t know how to evaluate their rates of returns. Many financial...

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Are Target Date Funds Good or Not?

Are Target Date Funds Good or Not?

By in Asset Allocation, Investing, Money Management, Mutual Funds | 0 comments

Why Target-Date Funds Might Not Be For You Contributing columnist,  Alexandra Deluise Target-date funds are one of many popular retirement fund solutions that are worth considering as you plan your future. However, as with all retirement options, target-date funds should be approached with caution and a healthy dash of education. By understanding what target-date funds are, as well as the pros and cons of investing in such a fund, you might find that target-date funds aren’t a good fit for your investing style and retirement goals. As with most investments there’s no perfect answer to the question, “Are target...

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Lazy Investors Asset Allocation Guide to Amass $787, 355

Lazy Investors Asset Allocation Guide to Amass $787, 355

By in Asset Allocation, Automatic Saving, Bond, Budget, Investing, Money Management | 0 comments

5 Step-Lazy Investors Asset Allocation Guide “Trying to consistently pick investments that are going to beat their benchmarks is like trying to win a marathon wearing muddy boots. There is a lot of drag, and your odds of winning are very low. The high costs associated with attempting to beat the market will almost guarantee sluggish results.” ― Richard A. Ferri, All About Asset Allocation, Second Edition Who doesn’t want to amass a lot of money for retirement? Of course you want build a big nest egg. But if you’re like most people, you’re not sure how much to...

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