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How to Build an Investment Asset Management Strategy

Posted by on 7:05 pm in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Stocks | 11 comments

How to Build an Investment Asset Management Strategy

How to Outperform 70% of Active Fund Managers with a Smart Investment Asset Management Strategy This multi-part series will walk you through, step-by-step, how to create an investment asset management strategy that will maximize your returns and minimize risk. You’ll learn about various asset classes, how to choose the right mix for your risk tolerance, and how to rebalance annually. At the end of this series, you’ll have a set it and forget it approach to investing. Welcome to Part 1: How to Build an Investment Asset Management Strategy Part 2; 8 Steps to Creating a Diversified Asset Classes Portfolio Part 3: Diversification Strategy: How to Figure Out My Risk Tolerance Part 4: What are index funds and asset classes investing? Part 5: How to buy low and sell high using a diversified index fund asset classes portfolio What are Asset Classes? An asset class is a group of similar investments. Stocks are an...

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Investment Diversification Strategy – How to Figure Out My Risk Tolerance

Posted by on 9:07 am in Advanced Investing, Asset Allocation, Bond, Investing, Money Management, Stocks | 9 comments

Investment Diversification Strategy – How to Figure Out My Risk Tolerance

Part 3: What is Risk Tolerance and How to Figure Out my Asset Classes Allocation Today’s article of this multi-part series answers the question, “How to figure out my risk tolerance”.  Part 1: In How to Build an Investment Management Strategy you learned the important research behind investing with a diversified asset classes portfolio. Part 2: Outlined the 8 Steps to Creating a Diversified Asset Classes Portfolio. Today you will learn how to figure out your risk tolerance and begin designing your own asset classes diversification strategy. “There are two kinds of investors, be they large or small: those who don’t know where the market is headed, and those who don’t know that they don’t know.” William Bernstein, The Intelligent Asset Allocator. Diversification Strategy – How to Figure Out my Risk Tolerance? There are many risk tolerance quizzes online, all promising to tell you how much volatility you can tolerate. The truth...

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Wall Street Kitchen-The Recipe Behind A Housewife’s 1,000% Stock Market Return

Posted by on 11:05 am in Guest Post, Investing, Links, Mind and Money, Money Management, Stocks | 0 comments

Wall Street Kitchen-The Recipe Behind A Housewife’s 1,000% Stock Market Return

How One Woman Cracked the Investing Code + Money Links Guest contributor, Victor Chiu New author, Victor Chiu introduces his book, Wall Street Kitchen and shares insights into his Mom’s stock market success.  Hello to all Barbara Friedberg fans! I’m Victor Chiu, author of Wall Street Kitchen – The Recipe Behind a Housewife’s 1000% Stock Return, and I’m super excited to tell you all about it. Wall Street Kitchen is a self-help, based-on-a-true-story-of-my-own-mom book that’s dedicated to the beginner and intermediate investor level audience.  For Mom, the kitchen was not only a place to create great food but also great wealth – all through buying and selling stocks from her laptop on the kitchen table. It is presented in a slightly whimsical, fun to read manner drawn from Mom’s character and success as an investor. Discover how Mom was able to make 1,000% return in 6 years of investing...

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How to Prepare for the Coming Inflation

Posted by on 10:15 am in Bond, Economics, Inflation, Investing, Stocks | 23 comments

How to Prepare for the Coming Inflation

 When is Inflation Coming?  “Inflation is as violent as a mugger, as frightening as an armed robber and as deadly as a hit man.” Ronald Reagan It’s been more than 6 years since I wrote this original article, and inflation is just recently beginning to pick up. Inflation still hasn’t topped two percent. Is it possible that inflation will remain low indefinitely?  Or does it mean that I stink at predicting the future? Likely, I am not great at predicting the future. Yet, one of the reasons for the low recent inflation rates is vanishing. Inflation rates are correlated with economic growth, and up until recently, the economy was growing very slowly. Currently, economic growth is picking up-and along with it-inflation. In fact, last night my husband and I were listening to the news and pondering our future. My spouse asked me what would happen if the deficit grew and...

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5 Tips to Manage Debt and Save as a Family – Without Sacrifice

Posted by on 5:00 am in Debt, Saving, Tips | 2 comments

5 Tips to Manage Debt and Save as a Family – Without Sacrifice

Women’s Money Week 2017 Featured Article – #WMWeek17 Behavioral Finance Tips to Help You Manage Debt & Save By staff columnist, Alexandra Deluise Having a family adds a challenging dynamic to debt payoff strategies: instead of being able to dedicate every waking moment to side jobs, you may now be confronted with sleepless nights, expensive child care, and feelings of guilt at not spending enough time with your children. Not only that, but children start to eat more, outgrow all their clothes, and develop costly interests as they get older. For a solid financial future, it’s important to manage debt and save. Yet parenthood also brings about a newfound motivation in terms of finances. Your bad decisions regarding debt or savings can now affect someone you love even more than yourself: your children. Getting into financial shape now becomes, perhaps, even more important than before. If you understand yourself, and set up...

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Top 10 Unique Small Business Ideas for Micro-Entrepreneurs to Make Money

Posted by on 5:00 am in Make Money, Tips | 4 comments

Top 10 Unique Small Business Ideas for Micro-Entrepreneurs to Make Money

Women’s Money Week 2017 Featured Article – #WMWeek17 10 Unique Small Business Ideas By staff columnist, Alexandra Deluise Do you wish you could make extra money on the side, but feel like starting your own business is too much work? I have good news: micro-entrepreneurship is incredibly easy and quickly becoming the new norm. Unique small business ideas are everywhere. A micro-entrepreneur is someone who works for him or herself on a small basis (read: manageable, workable around your 9-5, and possibly fun!). For millennials, often called the “side-hustle generation,” the micro-entrepreneur lifestyle is familiar. It’s often the only way to get ahead. Likewise, teenagers might try out a unique small business idea for micro-entrepreneurship to supplement their allowance. That’s right – taking on a small side job around your studies is a form of entrepreneurship, too. On top of all that, established business professionals can become micro-entrepreneurs around busy...

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Rebalance Your Asset Allocation Guide

Posted by on 9:45 am in Advanced Investing, Asset Allocation, Bond, Investing, Mutual Funds, Personal Finance, Stocks | 15 comments

Rebalance Your Asset Allocation Guide

Earn More by Rebalancing Your Asset Allocation What if I said that you could earn an extra one quarter percent return on your portfolio every year by doing a simple task? A recent Wall Street Journal article reported that investors who regularly rebalance their investment portfolios increase their returns. It takes about an hour to rebalance your asset allocation and you will likely receive an added return every year. Although 0.25% isn’t huge, every bit of investment returns adds up. Another solid reason to rebalance is to minimize risk. Even the most aggressive investor would prefer less investment volatility.  Here’s a simple example to show the value of an extra quarter percent return each year. Start out with $25,000 and don’t add another cent to your investment account. After 25 years, with a 7% annualized investment return, your account will be worth $135,686. Now, imagine that your annualized investment return is...

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9 Cheap New Years Eve at Home Ideas

Posted by on 1:00 pm in Saving, Tips | 14 comments

9 Cheap New Years Eve at Home Ideas

Cheap New Years Eve at Home  With drunk drivers on the loose, and the crazies out and about, here are some Cheap New Years Eve at Home ideas for a great New Years Eve. Try these with the family, a few friends, or a big group. FOOD for a Cheap New Years Eve at Home Pot luck is the way to go. If your guests bring some grub, they are automatically invested in the event! Set a theme for even more fun. Try hors’doerves, sandwiches, dips, international, or any theme you can come up with. Finger foods are recommended. Also, pot luck cuts down on costs! DRINKS for a Cheap New Years Eve at Home Create some fun drinks; it’s New Years after all! You can make alcohol punch, Sangria, mixed drinks, beer, wine, or whatever combination you prefer. To keep the costs in check, keep it to a few choices! For those...

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Make 2017 the Year You Gain Control of Your Money – Women’s Money Week

Posted by on 11:41 am in Money Management, Personal Finance | 0 comments

Make 2017 the Year You Gain Control of Your Money – Women’s Money Week

Women’s Money Week 2017 – Launch Your Best Financial Year Ever – #WMWeek2017 I’m honored to be selected as one of the California ambassadors for this ambitious financial education program, Women’s Money Week 2017. And, I want to invite you to participate in Womens Money Week 2017 to enrich your financial life. Sign up to receive FREE Daily Action Kits and Event Tickets (click on link and then scroll down) Here’s Why You Should Check out Women’s Money Week 2017 Are you worried about money and don’t know where to turn? You are not alone! Most women feel the same way about money as you do. 74% of women feel misunderstood and confused by money messages. 1 in 3 women lives in or on the brink of poverty*. 63% of Americans say they can’t handle a $500 surprise bill. Check out these women’s money statistics: Less Than 20% Fewer than...

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What is Multifactor ETF Investing – Is it Worth a Try?

Posted by on 1:35 pm in Advanced Investing, Investing, Mutual Funds, Stocks | 0 comments

What is Multifactor ETF Investing – Is it Worth a Try?

Multifactor ETF Investing – A Better Way to Index or Not? Seems as though there’s always a new investing angle cropping up in an attempt to beat the market. We have smart beta, implemented by the robo-advisor Personal Capital, and then the older investment strategies momentum, undervalued and technical analysis. New twists on the index fund front include, equal weight and other tweaks on the traditional market cap weighted fund. The Wisdom Tree Investing firm is dedicated to alternative index fund investing strategies. Bonus; Top 7 Investing Mistakes to Avoid>>> Thus far, I’ve stuck with the market cap indexing and dipped into small cap and value indexes to capitalize on their historical outperformance. But, I’m curious to find out whether the multifactor ETFs will have a place in the “research tested” index fund investing sphere. Hot off the etf.com press is what Sumit Roy calls “Smart Beta 2.0: Multifactor...

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