May 2010 | Barbara Friedberg Personal Finance | Barbara Friedberg Personal Finance

Monthly Archives: May 2010

Memorial Day Link Round up: ENJOY YOURSELF

Written on May 31, 2010 by Barb in leisure, life, personal finance

Sometimes relaxing is the best use of your time. I like to read, and surf the net for FUN and relaxation. My husband and I LOVE TO HAVE FUN; playing sports, games, going to movies, and just hanging out.
Today, as we honor our troops, and enjoy a vacation from work; take some time for yourself too.

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A PERSONAL SECRET I SHOULD NOT DIVULGE

Written on May 29, 2010 by Barb in life, saving, spending, values

Getting out of my home office is a productivity matter. If the environment doesn’t change once in a while, I get way too sidetracked and distracted and my productivity goes down.
My decision making regarding spending is based on a VALUE for COST premise.

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Understanding Credit: Part 3 Esmerelda Revisited

Written on May 27, 2010 by Barb in credit, debt

“It is imperative that we make consumers more aware of the long-term effects of their financial decisions, particularly in managing their credit card debt, so that they can avoid financial pitfalls that may lead to bankruptcy.” Daniel Akaka Not really much to add to this quote except—-PAY ATTENTION TO YOUR SPENDING! MAIN TOPIC: What Happened…

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MBA Course: Investing & Portfolio Management-Class 1

Written on May 25, 2010 by Barb in investing, mutual funds

“When the weather changes, nobody believes the laws of physics have changed. Similarly, I don’t believe that when the stock market goes into terrible gyrations its rules have changed.” Benoit Mandelbrot

This brilliant mathematician speaks to the fact that the price of common stocks goes up and down. Plain and simple, that is where the risk comes from.

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PERSONAL FINANCE TIPS: Week-end Round up

Written on May 23, 2010 by Barb in budget, life, personal finance, spending, time management, Yakezie

I am committed to making the process of becoming financially literate fun, interesting, and simple. I like to break down complex finance concepts into understandable bites. Motivating and inspiring you towards financial independence is my passion!

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HOW I SURVIVED WITHOUT THE INTERNET

Written on May 21, 2010 by Barb in life, personal finance

It all started when I got the dreaded message, “Internet Explorer cannot display the webpage,” as I went to connect to the internet. At that point, I was quite calm; as I was sure it was a temporary problem and would resolve itself. So I did what any internet savvy personal finance blogger would do, I went to an internet coffee shop with my laptop. So far, so good. Convinced that when I returned everything would be back to normal. Well, you guessed it, when I returned, everything was not back to normal.

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WHY I’M WEALTHY & MY HOUSE IS DUSTY

Written on May 19, 2010 by Barb in goal setting, time management, values, wealth

Balance and time are key attributes for successful living. They go hand in hand with separating the important from the unimportant and prioritizing what to do when. Always remember that time is not renewable!

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ELITE BUDGET TIPS FROM WELL REGARDED PERSONAL FINANCE BLOGGERS

Written on May 16, 2010 by Barb in budget, saving

“A budget tells us what we can’t afford, but it doesn’t keep us from buying it.” William Feather

Many of us get scared by the word budget, because we think it’s all about deprivation. As Feather implies, there is a degree of discipline involved in budgeting, but that’s only a small part of it.

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Understanding Credit: Part 2 – What the Heck is a Credit Score and Why Should I Care?

Written on May 13, 2010 by Barb in credit, debt

When I first started buying real estate, I had no idea what a credit score was. People didn’t talk about credit scores and I just assumed there was ONE interest rate, depending on the term of the loan. In other words, if you took out a loan for 30 years, then you got the banks prevailing interest rate.

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Understanding Credit: Part 1 – 2 Minute Guide to Credit Cards

Written on May 11, 2010 by Barb in credit, debt

Credit cards are kind of like guns. People are responsible for the deaths associated with gun violence. And people are responsible for the debt accrued with improper use of credit cards. Learn to use credit wisely and no one will get hurt.

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